CD Rate Calculator

Calculate certificate of deposit earnings with compound interest and tax impact

CD Earnings Calculator

Initial deposit

Interest rate (APY)

Compound frequency

Term (years)

Additional months

Marginal tax rate (%) Used for after‑tax estimates

Pre‑tax end balance

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Pre‑tax total interest

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After‑tax end balance

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After‑tax interest

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Composition of pre‑tax end balance

■ Initial deposit 0%
■ Interest earned 0%

Accumulation Schedule

Period	Starting balance	Interest earned	Ending balance

Assumes interest is compounded at the selected frequency. No additional deposits or withdrawals.